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Of course, if any of our Minnesota friends are real estate shopping, we know the BEST realtor in Naples!

Carol and Frank B. Edina, MN

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School Reports in Naples, Naples Waterfront, North Naples and Olde Naples, Florida

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What group of settlers introduced the log cabin to the New World?
A	The Swedish settlers of Delaware brought their own timber for building log cabins, a style that originated in Finland.
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Marybeth Brooks, REALTOR®, real estate agent and broker for Naples, Naples Waterfront, North Naples and Olde Naples, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Marybeth Brooks, REALTOR
Licensed Real Estate Broker
Campbell & Prebish, LLC, Real Estate Professionals
1167 Third Street South Suite 209
Naples, FL 34102
Cell: 239-272-6867
Fax: 239-262-4601
www.MarybethBrooks.com
Marybeth@CampbellPrebish.com
Marybeth's business philosophy is simple, she is obligated to protect the best interests of her clients throughout their real estate transaction. She also maintains a personalized real estate practice. It is based on a One on One relationship building. When clients choose to work with Marybeth, they work with her personally. She knows the market, current inventory and unique situations surrounding each home in her specialty areas. This benefits both Sellers and Buyers. Her participation with her clients does not end with the completion of a sale. She is available for ongoing consultation, market evaluation, vendor referral and recommendation. Satisfied clients are the foundation of her success.

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NUMBER1EXPERT™ in real estate for Naples, Naples Waterfront, North Naples and Olde Naples, Florida

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